pension benefit plans -
A direct commitment to the pension

The direct commitment or pension promise is a variant of the company pension plan, which is often used for senior executives and managing directors.
The employer ensures in this case the employee, possibly also his survivors, one-time or ongoing benefits under certain conditions after the termination of employment . Possible are here both, defined benefit and defined contribution plans.

The benefits of a company pension plan must be provided by the employer. For this purpose, pension accruals of the employer are formed for the related risk and / or liquidity requirements, which can be optionally allocated to insurance companies by so-called reinsurance.

In order to get the pension promise binding and irrevocable, there are some conditions such as the amount of total supply or affordability, which must be met.
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